As more and more seniors choose to stay in the comfort of their own homes, retirement communities remain a secure option for those seeking round-the-clock medical care.
Thanks to the wonders of technology, seniors can now remain safely in their homes and enjoy the comfort of medical protection. With medical alert systems, seniors and their loved ones can rest easy knowing that, should they suffer a fall, accident, or medical emergency, help will be summoned swiftly and effectively, even if they cannot reach a phone or are unconscious. These systems will immediately alert a professional monitoring person upon activation, who will take the necessary steps to ensure the senior receives the proper care.
With 25% of seniors at risk of a dangerous fall, having the right medical alert system and monitoring services is essential. Fortunately, many systems come with a "fall detection" feature on their wearable unit, allowing seniors to be prepared for such an incident. While these devices can be expensive, Medicare can assist those who need them.
Seniors can use Medicare to cover many medical and health devices and supplies under Part B. Unfortunately, Medicare does not consider medical alert devices as DME and therefore does not provide coverage. But luckily, Medicare Advantage (Part C) often can provide coverage for these systems, giving seniors the assurance they need.
Medicare Advantage Plans
If you're looking for an easy and cost-effective way to enhance your regular Medicare coverage, why not explore the possibilities of Medicare Advantage? Regulated by the government and offered by many reputable insurance companies, these plans are tailored to your needs and location.
Medicare Advantage plans offer extra coverage for medical alert systems and fall detection devices. Although the government's Medicare regulations don't require this, the level of coverage offered by different insurance companies can differ greatly.
If you're a senior looking for a medical alert system, you're in luck! Some plans offer them for free or at a discounted rate. For those with certain health conditions, the cost of the alert system won't count towards your Medicare plan's deductible or out-of-pocket maximum, as the benefits are through a discount program instead of medical coverage.
Uncover the best Medicare Advantage plans for getting medical alert systems now!
AARP/UnitedHealthcare
AARP/UnitedHealthcare's Medicare Advantage plans provide the best coverage, with a free alert system available to most policyholders without restrictions. UnitedHealthcare is the nation's most popular Medicare Advantage provider, with 27% of all policies issued by them. Their plans are accessible everywhere in the US except for Alaska and Louisiana. The AARP-UnitedHealthcare partnership results from a marketing agreement between the two companies, so even when the plan name is AARP, the insurance is through UnitedHealthcare. You don't need to be an AARP member to get an AARP Medicare Advantage plan - enrollment is open to all.
Blue Cross Blue Shield
Being a member of BCBS is an exceptional opportunity for policyholders to access quality healthcare almost anywhere in the United States. They can seek care from participating providers with their insurance cards, knowing their plan benefits will be honored. Even more alluring is that many Medicare Advantage plans offer a free medical alert system, although certain conditions apply.
Humana
Take advantage of this amazing offer! Get a free medical alert system if you have a diagnosed and documented heart condition and a discounted rate if you have a Medicare Advantage plan. Stay connected and safe with Humana's help.
Kaiser Permanente
Residents of the West Coast are in luck! Kaiser's outstanding Medicare Advantage plans, including the exclusive offer of a discounted medical alert system starting from just $19 a month, are renowned for their excellence.
Aetna
Aetna knows that you need peace of mind and the right coverage. That's why they offer a variety of Medicare Advantage and Supplement policies that provide the perfect fit for you. And if you are looking for an even better deal, Aetna has you covered with their discounted medical alert system, starting at just $20 a month! Choose from three plans - PPO, HMO, or HMO-POS - to fill in any gaps for Original Medicare (Parts A and B). With some of the best prices available in 46 states and Washington D.C., Aetna has the perfect plan for you.